Cruise Travel Insurance

Yes, you need special travel insurance for a cruise holiday. Standard travel insurance won’t cover cruise-specific issues like being stuck in your cabin or missed port departures. Cruise holiday insurance is made to meet these needs, giving you full protection throughout your journey.

Yes, domestic cruise holiday insurance is essential, even for cruises in Australian waters. It covers emergencies which are not usually covered by standard domestic travel insurance, such as evacuations at sea, or cabin confinements due to illness. This makes sure you have the protection you need for any unexpected events during your cruise.

Yes, cruise insurance covers medical costs while you're on a cruise. This often includes treatment for illnesses or injuries that happen on the ship, as well as emergency medical evacuations if needed. With this cover, you’ll have fewer out-of-pocket expenses for medical care during your trip.

If you need medical help during the cruise, your cruise travel insurance can cover the costs of treatment provided by the ship’s medical staff. It can also cover emergency medical evacuation to a hospital onshore if you get sick or injured. This means you get the care you need without worrying about the costs.

No, Medicare does not cover medical costs on an Australian cruise. While on a cruise, you are considered to be in international waters, and Medicare does not apply. This is why cruise trip insurance is crucial to cover any medical costs you may have during your trip.

Yes, you can buy travel insurance after booking a cruise. But, it's best to buy it as soon as possible to make sure you're covered for any unexpected events that may happen before your trip. Buying early gives you peace of mind and financial protection in case you need to cancel your holiday before you go.

Yes, cruise travel insurance covers the time you spend on land during your cruise trip. This includes cover for excursions and any unexpected events that may happen while you are off the ship.