Diabetes travel insurance made easy with AllClear
If you have diabetes, you can still travel and enjoy exciting destinations. Whatever type of diabetes you have, and whatever complications, we offer diabetes travel insurance.
Key benefits of diabetes travel insurance from AllClear
- All diabetes related conditions considered
- 24-hour medical emergency helpline
- Medical emergency expenses of up to $15,000,000
- Up to $1,000 Medical inconvenience benefit for when you are in hospital as an in-patient
- No age limit on AllClear Gold and Gold Plus policies
- Cancellation cover up to unlimited costs
- Personal belongings cover of up to $7,000
All these figures are per person and per trip.
Frequently asked questions
Will your policy cover for replacing lost insulin while you're abroad?
Yes, you will have cover for lost or damaged medication while away. If you need to pay for the medication while in your destination be sure to keep your receipts and you will be able to make a claim for the lost expenses when you return home.
Are you unsure if you need to declare your diabetes?
It may be that your diabetes is stable and not of great concern to you.
However, for the purpose of your travel insurance, it is still important to declare it. Doing so makes sure you have full cover for any diabetes related complications – unexpected or otherwise.
Please rest assured that during your quote you will be able to accurately state how diabetes affects you during our questions about the condition.
Are you covered if you need to come home early?
If a diabetes complication – or any medical emergency – means you need to curtail your trip, all of our policies will cover you. What’s more, any other travelling members listed on your policy are also covered.
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5 helpful tips for travelling with diabetes
- If you’re insulin dependent, it might be wise to wear a medical identification bracelet that states that you are diabetic and keep your medical emergency number on you. Doing so will also help overcome any language barriers.
- You’re allowed to let loose on holiday but remember to stick to your medication routine. If you’re insulin dependent, travelling outside of your time zone and jet lag might cause you to eat at strange hours – which can affect your insulin levels. Make sure to adjust the clock on your insulin pump to reflect the change in time zones.
- While you’re covered for losing medication, it’s still a good idea to take more than you need – just in case. Also, keep any medication in your hand luggage to further increase your chances of keeping them. Apart from lost luggage, checked baggage can be exposed to extreme cold or heat that can spoil medication.
- Let airport security know that you have diabetes. Keep your insulin bottles and pens in their original packaging to prove that the prescription is your own.
- Keep in mind that long periods of sunbathing can affect your control of your diabetes, as it will make your blood glucose levels higher than normal.