Travel Insurance for Japan

If you need emergency medical treatment while you're in Japan, the costs can add up quickly. It’s crucial to have the right cover for any pre-existing medical conditions you may be living with. 

AllClear offers cover for over 1300 pre-existing medical conditions, meaning you can get the cover you need to enjoy Japan without stress. Declaring your conditions is easy thanks to our straightforward screening process. You can do this process online or over the phone.

Some major conditions we cover include:

• Cancer
• Heart conditions
• Diabetes
• Epilepsy
• Atrial Fibrillation
• Stroke
• Disability

Ready to have an unforgettable adventure in the Land of the Rising Sun? Japan has incredible sights to see and activities to do all year round, whether that’s hiking the Kumano Kodo or kayaking in Okinawa.

AllClear’s comprehensive Travel Insurance covers the costs of injuries or issues you may experience while exploring Japan. We’re here to help you enjoy your outdoor holiday without worrying about your medical bill.

Planning to trek on Mount Fuji or other Japanese titans? AllClear offers cover for hiking up to 3,000 metres.

Our policy also includes cover for your rental car insurance excess if your rental vehicle is involved in an accident while you’re driving. You’re also covered if the vehicle is stolen or damaged while in your custody.

It’s important that you read our Product Disclosure Statement (PDS) and Target Market Determination (TMD) to find the cover that's right for you.

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Heading to the Japanese Alps to ski or snowboard? AllClear provides a winter-sports add-on which can cover the replacement or repair of your personally owned or hired ski equipment if lost, stolen or damaged during your trip. 

We can also cover the cost of hiring replacement skis if your ski equipment is delayed in reaching you on your outward trip for at least 12 hours.

Has a lack of snow caused the resort you’ve booked to close? We can cover the costs you have to pay to reach another resort. If there is no other resort available, we can provide cover for each full day you are unable to ski if your resort stays closed.

With AllClear, you can get cover for your hospital bills and other medical costs while you’re in Japan. This includes necessary treatment for your declared pre-existing medical conditions. 

Japan does not have a Reciprocal Health Care Agreement with Australia. If anything happens on your holiday, a travel insurance policy is often the only available help for medical and hospital expenses. 

Using Japan's medical facilities can be very expensive for Australian travellers, especially if it needs multiple days in a hospital.

With our comprehensive cover, you can travel across Japan without stressing about hospital bills. We’ll also help cover repatriation and evacuation costs if you need to be brought back home. 

We also offer a 24/7 overseas emergency medical helpline open to help you find the right care at any time.

Japan is an enchanting and safe destination, but it’s still a good idea to follow a few safety tips while you’re there:

• Natural disasters: Japan is vulnerable to natural disasters due to its unique location and climate. In an emergency, follow the advice of local authorities and emergency signage. Follow local media updates during a typhoon to locate the nearest shelter. If you’re in a coastal region, go to higher ground as soon as possible after a major earthquake.
• Outdoor and skiing safety: While adrenaline-pumping activities like snowboarding and skiing can make your holiday special, they also carry safety concerns. Be sure you’ve taken all the necessary precautions when skiing and abide by the terms of your travel insurance. Always stay within the marked trails and stay out of closed areas.
• Radiation restricted zones: There are restricted areas within a 20km radius of the Fukushima Daiichi plant due to radiation. Be sure to obey restrictions and legal authorities in these areas. Radiation levels in most parts of Japan are otherwise normal, including major cities like Tokyo and Kyoto.
• ‍Tourist scams and thefts: As a major tourist destination, thefts and scams can happen across Japan. You should also be alert to other petty crimes like pickpocketing. Look up common tourist scams ahead of time. Ensure you stay safe in bars and entertainment areas in major cities like Tokyo or Osaka.

To make sure you’ve got everything you need while you’re in Japan, here are a few things to double-check before you leave:

• Travel insurance: A quality travel insurance policy is key to helping you relax and enjoy your adventures across Japan. Ensure your policy supports the activities you want to try on your holiday.
• Entry requirements: Most Australians don’t need a visa to visit Japan for more than 90 days. You will need to complete a Traveller Declaration Form to enter the country.
• Medical advice: Be sure you’ve consulted with your health professional about any vaccinations you may need for Japan. You’ll also need to find out if any medications you're currently using can be brought into Japan.
• Emergency contact information: Ensure you have the basic information you need for a safe trip. This includes the Australian Embassy’s contact information and emergency service numbers. In Japan, the police can be reached on 110, and ambulance services can be reached on 119. ‍
• Currency exchange: Japan is a predominantly cash-based society. Be sure you have enough yen on your person to prevent inconveniences and enjoy a smoother trip.

Here are some suggestions for destinations you just have to see while you’re in Japan:

• Tokyo: Japan’s biggest city offers some of the most unique experiences in the country. With quality food and hidden gems around every corner, you’ll find an unforgettable experience somewhere in Tokyo.
• Kyoto: The capital city of Japan for over 1000 years, today Kyoto is a fantastic place to experience the unmistakable culture of Japan and see the stunning aesthetics of historical buildings for yourself.
• Osaka: Japan's second-largest city is just as exciting and interesting as anything you’ll find in Tokyo. Famous for its food culture, Osaka features delicacies like takoyaki, as well as fascinating local history.
• Mount Fuji: While you’re visiting Japan, it’s well worth taking in the sight of the nation's sacred symbol while you're here. Be sure to respect local customs while you're here! 
• Nagano Prefecture: This hidden gem destination features beautiful mountains, hot springs and incredible ski fields. Nagano is famous as one of the best winter sports hubs in Japan, as well as vibrant festivals and hiking activities.