Thailand Travel Insurance

Ready for the adventure of a lifetime in Thailand? Whether you're hiking through the Thai highlands or snorkelling in the Andaman Sea, you should be able to enjoy these activities without worrying about extreme expenses if things go wrong.

We offer cover for medical costs related to injuries you may experience when taking part in these activities. This helps to ensure your time in Thailand isn't ruined by an eye-watering hospital bill.

Our policy also covers your rental car insurance excess amount if your rental car is involved in a motor vehicle accident (while you are driving). You're also covered if it is damaged or stolen while it’s in your custody.

Planning to hop on a moped, motorcycle, scooter or similar vehicle in Thailand? This is a common choice when visiting The Land of Smiles, but it can be a very expensive one if you aren't properly covered.

AllClear offers cover for your medical expenses if you're injured while riding certain two-wheel vehicles. Some general exclusions apply, including:

• Vehicles with an engine capacity in excess of 125cc.
• Failure to wear a crash helmet.
• Operating a vehicle without having the appropriate licence.
• Not having cover under a motor insurance policy.

If you're planning to ride one of these vehicles in Thailand, it's critical to have proper travel insurance as well as motor vehicle insurance. You should also closely adhere to the terms of your travel insurance policy when operating a moped, motorcycle or scooter.

It’s important that you read our Product Disclosure Statement (PDS) and Target Market Determination (TMD) to find the cover that's right for you.

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Thailand is culturally very different from Australia. Here are some of the most important pieces of cultural etiquette and rules to follow:

• Reverence for monarchy: You must treat the Thai monarchy with respect. Do not make any negative comments about the monarchy. You should also carefully treat Thai currency, which features images of the King. Ensure that you don't damage or deface Thai currency. Failure to properly respect the monarchy can result in severe legal consequences.
• Buddhist temples: Buddhist temples are extremely sacred sites in Thailand, and you should follow specific rules when you visit them. Never touch statues of the Buddha, don't point, and don't photograph monks.‍
• The Wai: The Wai is a common Thai greeting. It is done by pressing your palms together in a prayer-like position, and bowing slightly. It is particularly important when interacting with monks and other figures of authority.

Having a rental vehicle can add a lot to your adventure, allowing you to see more of Thailand’s stunning countryside. Here are a few things to keep in mind when hitting the road in Thailand:

• International Driving Permit (IDP): You'll need an IDP to legally operate a motor vehicle in Thailand. You must carry your IDP and your Australian licence at all times when driving.
• Insurance: Ensure you have the insurance you need for driving in Thailand. That includes motor vehicle insurance and travel insurance cover.
• Driving habits: In Thailand, drivers can be more erratic than in Australia. Road rules are typically followed less strictly. Be vigilant on the road and drive defensively.‍
• Road signs: Familiarise yourself with Thailand's road signs before driving in the country. While many road signs in touristed areas include English place names, you may not be able to rely on them for navigating more rural areas.

To make sure you're fully prepared for your time in Thailand, take the following measures before heading on your way:

• Travel insurance: Ensure you have proper travel insurance cover for your Thailand holiday. Always stick to the conditions of your travel insurance policy.
• Visa requirements: Visa exemptions are available for Australians travelling to Thailand for up to 60 days for tourism and short-term business travel. If you're planning on a longer stay, you will likely require an E-Visa.
• Vaccination: Get vaccination advice from your doctor before travelling to Thailand. This will help protect you from infectious diseases you may encounter in the country.‍
• Local laws: Thailand has a strict legal system. If you commit a crime, you could face extremely serious consequences. Research local laws in Thailand and ensure you always abide by them.

Here are a few of the very best locations to check out in Thailand:

• Bangkok: Thailand's capital and largest city, Bangkok is jam-packed with things to check out. It's home to astonishing Buddhist templates, the royal Grand Palace and some of the best food in the country.
• Chiang Mai: Chiang Mai is the place to go for a big-city feel without the all-out hustle and bustle of Bangkok. It's located in the Thai highlands, making it unique from the coastal atmosphere of Bangkok or Phuket.
• Phuket: One of Thailand's biggest tourist draws, Phuket marries picturesque beaches with unforgettable nightlife. It's a must-stop destination on any trip.‍
• Pai: For a more stripped-back Thai adventure, head north to the town of Pai. There, you'll find serene, lush nature and an all-around relaxed atmosphere.