Travel Insurance for Over 75s

At AllClear, we always strive to offer the best possible service for our customers. Some reasons to choose one of our policies include:

• No upper age limit on our cover.
• Cover for over 1300 pre-existing medical conditions. 
• Unlimited medical cover and a 24/7 medical emergency helpline for when you're travelling. 
• Since 2000, we’ve helped cover over 3.5 million people worldwide on their travels.
• 94% of customers rate us as ‘Great’ or ‘Excellent’¹.
• 98% would recommend us to family and friends².

AllClear is proud to offer over 75s Travel Insurance for pre-existing medical conditions. 

You must declare every medical condition you are living with when you buy your policy. This ensures we have all the information we need, and prevents any complications that could arise with your claim. 

Thanks to our straightforward screening process, it’s easy to declare your condition in person, through an online medical assessment or over the phone. 

We provide cover for over 1300 pre-existing conditions, including:

• Cancer
• Heart conditions
• Diabetes
• Epilepsy
• Atrial Fibrillation
• Stroke
• Disability
• High Blood Pressure

Going on a trip with your family or friends? We can provide cover for your travel companions’ expenses if you cannot travel, or if medical complications prematurely end your trip.

Our travelling companion cover includes:

• Lost deposits for unused accommodation, flights, or excursions, if you are forced to cancel before departure because of a pre-existing medical condition.
• Remaining costs if companions need to cut their trip cost short due to a medical situation you are experiencing.

With comprehensive cover against medical emergencies you may run into, you can travel confidently knowing you’re safe should anything happen. AllClear provides cover for over 1300 medical conditions, even while you’re travelling abroad. You’re covered for emergencies arising from your declared conditions.

We can also offer medical cover for injuries abroad. For instance, if you are injured in a car accident or when participating in a covered activity, we can offer financial support. 

If you need repatriation or evacuation to return to Australia, we can provide financial assistance. We also offer a 24/7 emergency medical helpline available to you at any time.

See our product disclosure statement for further information on our medical cover and exclusions.

The precise cost of your travel insurance will vary. Factors that can change costs include:

• Pre-existing medical conditions: Medical conditions you are living with can affect the cost of your policy.
• Trip duration: The longer your trip is, the higher your premium may be. 
• Destinations: The exact country you are visiting may cause the cost of your premium to increase. 
• Type of cover: Any optional extras you’ve added to your policy can add to its cost.

Get a quote online or call our friendly team to find out how much over 75s Travel Insurance will cost for you.

A cruise is an amazing way to go globetrotting for senior travellers. With the right Cruise Travel Insurance, you can make sure you’re covered against:

• Cabin confinement if you are required to stay in your room due to illness. 
• Missed ports if the total number of docked ports is fewer than the number scheduled on your cruise itinerary.
• Cover for medical emergencies you may experience on a cruise due to your pre-existing conditions or covered events.

Enjoy a stress-free holiday with cruise cover, knowing you are financially secure even if there is an unexpected incident.

Here are a few tips to enjoy a safe holiday as a senior traveller:

• Buy the right insurance: Find a great travel insurance policy for your needs to ensure you’re protected from unexpected costs.
• Book a consultation: Book a consultation with your doctor before travelling to ensure your safety, especially if you’re living with a pre-existing medical condition.
• Check ahead for accessibility: Check in advance to see if the hotels, transports and tours you are attending can meet any mobility needs you may have.
• Medication: Leaving crucial medication behind when you’re travelling can be a major issue. Ensure you’ve packed carefully and are not missing anything.‍
• Bring your friends and family: Travel companions who know about your medication or health needs can make travelling much easier. Be sure to choose a travel insurance policy that covers their journey.

Stumped on where to visit? Here are a few of our favourite destinations for over 75s:

• Japan: Japan is famous for safe, accessible cities featuring a fascinatingly unique culture with some of the most beautiful locations in the world.
• New Zealand: Both of New Zealand's Islands have incredible sights to see that are fully accessible, as well as relaxed boat tours and river cruises.
• Ireland: Explore centuries of history through old castles and traditional folklore as you enjoy the unique culture of Ireland.
• Kenya: Sit back and relax on a safari as you see the most iconic animals in the world, and experience once-in-a-lifetime events like the Great Crossing.
• ‍Australia: Why not take your holiday close to home? Australia has plenty of amazing sights to see, from the Great Barrier Reef to outback road trips.