Travel Insurance for Vietnam

At AllClear, we believe travel should be available to everyone, including seniors and those living with pre-existing medical conditions. Here are a few reasons why AllClear is the right choice for your Vietnam trip:

• We have no upper age limit on our policies.
• We cover over 1,300 pre-existing medical conditions.
• We have unlimited medical emergency cover available and a 24/7 medical emergency assistance helpline in case you have any issues while travelling.
• Since 2000, we have helped cover over 3.5M people and helped them visit incredible locations around the world. 
• 94% of customers rate us as ‘Great’ or ‘Excellent’¹.

If you require emergency medical care in Vietnam, your costs can add up quickly. If you live with a pre-existing medical condition, it’s important you have the cover you need.

Our specialist Travel Insurance offers cover for over 1,300 pre-existing medical conditions, including:

• Cancer
• Heart conditions
• Diabetes
• Epilepsy
• Atrial Fibrillation
• Stroke
• Disability

Our policies allow you to get personalised health cover for your Vietnam trip. Best of all, declaring pre-existing medical conditions is easy, with a straightforward screening process performed online or over the phone.

From limestone cliffs to jungle treks, Vietnam is packed with adventure opportunities. Our policies cover a wide range of adventure activities, including:

• Hiking
• Cycling
• Kayaking
• Snorkelling
• Diving

At AllClear, we believe you should be able to enjoy these activities without worrying about unforeseen expenses if things don't go to plan. That's why we offer cover for medical costs related to injuries you may experience when taking part in these activities.

You’ll also be covered for vehicle insurance excess if your rental car is involved in an accident while you're driving, or stolen or damaged while in your custody.

For more information on cover for outdoor activities, please review our PDS.

Vietnam's bustling streets are filled with scooters and mopeds. While convenient, they also come with risks. Our policies include cover for medical expenses due to injuries incurred while riding mopeds and scooters.

This cover includes the following conditions:

• The engine capacity does not exceed 125cc.
• You wear a crash helmet.
• You have an appropriate licence.
• You are covered by a motor insurance policy.

Always drive cautiously and follow local laws and road safety advice to avoid motorcycle accidents.

Vietnam does not have a Reciprocal Health Care Agreement with Australia (Source: Australian Government, accessed 05 Nov 25). That’s why having a Travel Insurance policy with comprehensive medical cover is so important.

Accessing medical care in Vietnam as a traveller can be expensive. For example, heart bypass surgery in Vietnam costs around $15,500 to $24,000 (Source: Vietnam Briefing, accessed 05 Nov 25). Even less intensive medical care, such as consultations and overnight hospital stays, can be extremely costly for visitors.

With AllClear, you’re covered for emergency medical expenses. Having Travel Insurance in place can provide added protection if the unexpected happens and you need treatment. 

AllClear policies also include access to a 24/7 emergency medical helpline. So wherever you are in Vietnam, help is just a phone call away.

Stay safe and travel smart in Vietnam with these essential tips:

• Petty crime: Pickpocketing, bag slashing and phone snatching can occur in tourist-heavy areas like markets, bus stations, and nightclubs. Keep your valuables close, use anti-theft bags, and avoid displaying expensive jewellery or electronics. If something happens, you should always report incidents to the local authorities.
• Scams: Watch out for common scams, such as taxi scams, fake travel agents and unofficial tour guides. Stick to reputable services, confirm fares in advance and read recent traveller reviews before booking tours.
• Natural disasters: Monsoon season can bring flooding, typhoons, and road closures. It's always a good idea to check local weather reports and travel alerts for severe weather events.
• Health risks: Simple precautions can help protect against mosquito-borne diseases, such as dengue. Use insect repellent, wear protective clothing and stay in accommodations with screened windows.
• Air quality: Air pollution can be an issue in major cities like Hanoi and Ho Chi Minh City. Monitor air quality apps, limit outdoor activity on smoggy days and consider wearing a mask.
• Heat and sun: Vietnam’s tropical climate means high UV levels. Apply SPF50+ sunscreen regularly, wear wide-brimmed hats, and drink bottled water to stay hydrated.

You can stay up to date on the latest travel advice for Vietnam by visiting the Australian government's Smartraveller webpage.

Before entering Vietnam, here’s a simple list of to-dos you should check off:

• Purchase Travel Insurance: Secure your policy early for peace of mind in case you need to cancel or delay your trip.
• Vaccination: Visit your GP for advice on which vaccinations you should get before travelling to Vietnam.
• Visa requirements: Australians entering Vietnam must have either a visa or a visa exemption certificate (Source: Smartraveller, accessed 05 Nov 25). For tourism or business purposes, you can apply for an eVisa for up to 90 days.
• Local customs: Be aware of legal risks and expected behaviour at religious and cultural sites. Research rules around medication, alcohol, and public behaviour.
• Emergency contacts: Save the Australian Embassy contact info and emergency numbers in your phone.
• Carry local currency: Many Vietnamese businesses prefer cash. Always use secure ATMs and avoid carrying large amounts of money.
• Know local emergency numbers: You can contact the police on 113, fire services on 114 and ambulance services on 115. 

Vietnam is one of Southeast Asia’s top travel destinations. If you're searching for culture, nature, or adventure, there’s something for everyone.

• Hanoi: The capital city of Vietnam is filled with rich culture and colonial architecture, from the bustling streets of the Old Quarter to the gorgeous Temple of Literature.
• Ho Chi Minh City: This vibrant city is home to impressive markets, food stalls and history. Be sure to visit the Independence Palace and catch a show at the Saigon Opera House. 
• Hue: The former imperial capital is known for temples and palaces. It’s the perfect place to soak up the history of Vietnam.‍
• Da Nang: Don’t overlook Da Nang on your Vietnamese getaway. This gorgeous seaside city is where you’ll find the famous Golden Bridge.