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Worldwide Travel Insurance
Please read the Target Market Determination and Product Disclosure Statement
- Unlimited medical emergency expenses cover with 24/7 emergency medical helpline
- Unlimited cancellation cover available
- No upper age limit
What is worldwide Travel Insurance and why do you need it?
Planning a trip abroad? The unexpected can happen—whether it’s illness, accidents, or delays. Worldwide Travel Insurance protects your trip. With AllClear Travel Insurance, you can enjoy your travels to Europe to Australia, and beyond.
- Worldwide destinations: From Europe to Asia
- Pre-Existing Conditions: If you have a medical emergency, healthcare abroad can be costly. AllClear covers you if you have an emergency related to your existing medical conditions
- 24/7 Assistance helpline: AllClear’s helpline is always available if you need help for a medical emergency when abroad.
This is general advice only. Please read our Product Disclosure Statement (PDS) and Target Market Determination (TMD) to make sure this cover is right for you.
What does AllClear’s Travel Insurance cover?
Our Worldwide Travel Insurance can protect you against unexpected events or emergencies on your travel.
What's covered?
Tests, medications, and procedures to treat an illness or injury while travelling. This includes flights to return you home.
Cover flight and hotel costs if you must cancel your trip due to specific unexpected events before leaving.
Protection if you need to return home early due to an emergency.
Insures your baggage and its contents against loss or theft.
Compensates you for extra costs if your flight is delayed.
Cover for legal costs to claim compensation for an incident during your trip.
What’s not covered?
You won’t be covered for the Travel Insurance excess (the first part of any claim).
Cover is limited to the region you selected.
Events known before buying the Travel Insurance or booking a trip are not covered.
Not declaring medical conditions means you won't be covered for treatment relating to that condition.
Cover for cancellation is only provided if the reason is in the policy terms and conditions.
This is general advice only. Please read our Product Disclosure Statement (PDS) and Target Market Determination (TMD) to make sure this cover is right for you.
Levels of Travel Insurance cover
We offer three levels of cover: Gold Plus, Gold and Traveller. The Traveller product is only available for Single Trip policies. This is general advice only. Please read our Product Disclosure Statement (PDS) and Target Market Determination (TMD) to make sure this cover is right for you.
Why choose
AllClear Travel Insurance?
94%
of reviews rate us Excellent or Great. Based on 1900+ Trustpilot reviews, July 2025
98%
of customers would recommend AllClear to family and friends. Based on AllClear’s post purchase survey, 373 responses, correct as of 29/05/25
99%+
of customers would consider buying from us again. Based on AllClear’s post purchase survey, 373 responses, correct as of 29/05/25
How to find the best worldwide Travel Insurance
Consider what type of cover suits your needs
Annual Multi-trip Travel Insurance
Perfect for frequent travellers. It covers all your trips in a year and can be more cost-effective than buying separate policies.
Single Trip Travel Insurance
Covering you for one trip, whether a weekend break or a month long getaway, with Single trip Travel Insurance.
Tailor your Travel Insurance for your needs
With comprehensive Travel Insurance, you can relax, knowing that your holidays are protected against the unexpected.
Pre-existing Medical Conditions
For your peace of mind, get comprehensive Medical Travel Insurance including diabetes, heart disease and cancer.
Cruise Travel Insurance
Provides cover for medical emergencies, trip cancellations, and lost luggage on cruises.
Seniors Travel Insurance
Offers cover for medical expenses, even if you have pre-existing conditions.
Worldwide destinations
Not sure where to go on your next adventure? Let us inspire you.
Some of our top holiday hotspots around the world include:
What countries does worldwide Travel Insurance cover?
AllClear's worldwide Travel Insurance covers almost all destinations, giving you the freedom to travel anywhere in the world. There are two options depending on your travel plans:
- Worldwide, excluding the USA, Canada, Mexico, and the Caribbean
- Worldwide, including the USA, Canada, Mexico, and the Caribbean
This is because healthcare in these countries tends to be more expensive, so policies covering the USA, Canada, Mexico, and the Caribbean will often cost more.
Ensure the policy you choose covers all the countries you plan to visit.
AllClear’s worldwide travel Insurance for pre-existing medical conditions
AllClear specialises in travel insurance for seniors with pre-existing medical conditions. We cover over 1,300 conditions, helping you find a policy tailored to your needs.
Simply declare your medical conditions through our screening process, online or over the phone, when choosing your policy.
Here are some of the main conditions we can cover:
Tips for planning a round the world trip
Planning a trip around the world can be exciting yet overwhelming. Keep these tips in mind to ensure your journey goes smoothly:
- Check that your passport is valid and renew it if necessary: Your passport is essential for travel. Make sure it’s valid for your whole trip. Some countries require six months of validity from your date of arrival. If it’s near expiry, renew it early to avoid issues
- Understand visa requirements for your destinations: Different countries have different rules for entry, and some need a visa. Check each destination on your route and apply for any visas in advance. Missing a visa could disrupt your plans or cause delays.
- Get vaccinated before travelling if required: Certain destinations require vaccinations or medication. Check health regulations and visit your healthcare provider for any needed vaccines or prescriptions. Some vaccines take weeks to be effective, so plan ahead.
- Familiarise yourself with local laws and customs: Every country has unique laws and customs. What is normal in one place might be illegal in another. Learn the local culture, rules, and etiquette to avoid problems. This helps you be a respectful traveller.
- Make sure you have the local currency to avoid issues abroad: Not every place accepts card payments, so it’s wise to have local currency. Exchange money before you leave or use an ATM when you arrive. Having the right cash makes transport and small purchases easier.
Being covered is as easy as 1, 2, 3
Get your quote in seconds
Provide your personal details and information about your holiday plans
Select and tailor your cover
Now all you need to do is to choose the level of cover that best suits your needs
Buy your cover and relax
Purchase your cover and you’re ready to go – we’ll take care of the rest!
Our experts say
"With no upper age limit and over 1,300 conditions covered, AllClear caters exceptionally well to older travellers. Their strong emphasis on medical emergencies, cancellations, and 20 years of proven expertise make them a reliable choice. It’s no wonder customer satisfaction is at 94%, setting the benchmark for value and quality in travel insurance."
What our customers say
"Absolutely WONDERFUL to deal with, and an Australian-based call centre made it even more so! Nicky was professional, knowledgeable, and helpful, with a friendly and warm manner. And to add to this, even my being a “boomer” with a pre-existing condition and about to embark on a worldwide trip including the USA, their pricing was BY FAR the cheapest, most quotes 2-3 times more expensive. I’ve used them before and would highly recommend without qualifications. 10/10"
see full reviewFAQs
Do you need worldwide Travel Insurance?
Yes, Worldwide Travel Insurance can cover you no matter where you go. It can protect you from unexpected incidents like medical emergencies in the USA, cancelled flights in Asia, or lost luggage in Europe. Without it, you could face high costs in unfamiliar countries, where medical bills and other expenses can be much higher than at home. With worldwide insurance, you’re protected wherever you travel, giving you peace of mind on your journey.
Is it best to buy annual or single trip worldwide Travel Insurance?
If you travel frequently, annual multi-trip insurance could save you time and money. For one-off trips, a single trip policy may be more suitable. Both options offer comprehensive protection, so choose based on how often you travel each year.
Does worldwide Travel Insurance cover Europe?
Yes, worldwide Travel Insurance covers trips to Europe. Some policies offer Europe-only cover, but if you plan to visit multiple destinations, opt for worldwide cover for broader protection.
Are there any countries or regions excluded from worldwide Travel Insurance?
How long will worldwide Travel Insurance cover you for?
Single trip worldwide Travel Insurance covers the length of your trip, while annual multi-trip policies cover for several trips within a year, typically up to 90 days per trip.
How much does worldwide Travel Insurance cost?
The cost of worldwide Travel Insurance varies depending on factors like your destination, age, medical conditions declared, and trip length.
Are pre-existing medical conditions covered under worldwide Travel Insurance?
Yes, AllClear’s worldwide Travel Insurance covers the pre-existing medical conditions that you declare, including heart issues, diabetes, and cancer.
We’re here to help
Emergency assistance 24/7
Find out what to do if you need emergency medical assistance when on holiday.
Need to make a claim?
Find out what to do if you need to make a claim under your Travel Insurance policy.
Product Disclosure Statement
Find out all the cover details of the different policies.
* We will not cover any claim where providing cover, payment, service or benefit, or any activity of yours would violate or otherwise expose us to any applicable trade or economic sanctions, law or regulation, including but not limited to sanctions, laws or regulations issued by the United Nations, European Union, United States of America, mainly through the Office of Foreign Assets Control of the US Department of Treasury, United Kingdom, France, Australia and New Zealand.
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