Heart Condition Travel Insurance
Please read the Target Market Determination and Product Disclosure Statement
- Unlimited medical emergency expenses cover with 24/7 emergency medical helpline
- Unlimited cancellation cover available
- No upper age limit
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Travel insurance for a heart condition
AllClear is a specialist in providing heart condition travel insurance – including cover for arrhythmia, heart attacks and high cholesterol.
We know holidays can be important following the diagnosis of a heart condition, allowing yourself time to rest and relax.
However, it also means it’s extra important to get the right travel insurance for your heart condition. This article will guide you on the benefits of specialist cover, so you can buy with confidence.
This is general advice only. Please read our Product Disclosure Statement (PDS) and Target Market Determination (TMD) to make sure this cover is right for you.
Levels of Travel Insurance cover
We offer three levels of cover: Gold Plus, Gold and Traveller. The Traveller product is only available for Single Trip policies. This is general advice only. Please read our Product Disclosure Statement (PDS) and Target Market Determination (TMD) to make sure this cover is right for you.
What does AllClear’s Travel Insurance cover?
Our Travel Insurance protects you against potential disruptions or unexpected events while you’re travelling the world.
What's covered?
Costs of tests, medications, and procedures needed to treat an illness or injury while travelling. You’ll also be covered for repatriation to bring you safely back home.
Cover for flight and accommodation costs if an unexpected event means you have to cancel your trip before you go.
Cover for emergencies that force you to return home early.
Compensation for extra costs if your flight is delayed.
Insures your baggage and its contents against loss or theft.
Cover for legal costs to claim compensation for incidents during your trip.
Our Seniors Travel Insurance policies have no upper age limit. We believe everyone deserves to enjoy a holiday with the right cover, regardless of age.
What’s not covered?
For most claims, you won’t be covered for the travel insurance excess (the first part of any claim).
Your cover is limited to trips within the designated region of cover you chose, whether that’s Australia or overseas.
Claims related to events or issues that you knew about before buying the travel insurance or before booking any individual trip are not covered.
You need to declare all your medical conditions. If not, we won’t be able to cover you for any unexpected treatment connected to known health concerns.
We know that plans change, but you’re only covered for cancellation if the reason is within the policy terms and conditions.
This is general advice only. Please read our Product Disclosure Statement (PDS) and Target Market Determination (TMD) to make sure this cover is right for you.
Get your Travel Insurance quote
Travel with confidence

Tips for travelling with a heart condition
Make a plan
- Choosing your destination wisely and planning your itinerary with care should help to minimise any potential risks. Talk to your doctor to see if any testing may be advisable prior to your trip to assure that the heart condition is stable. Address any new symptoms with your doctor before travelling and confirm that you are fit to travel. Pack using lightweight luggage on wheels preferably to avoid over exertion.
Choose the right destination
- Prepare your trip well in advance and choose a destination where you are confident in the medical facilities and that have good access to medical treatment. Check that your accommodation and local facilities are suitable. For example, avoid staying at a hotel situated at the top of a steep hill, miles away from the nearest town.
- If you’ve had a heart attack it is not advisable to travel to countries that experience extreme temperatures.
- High altitudes are best avoided if you have a heart condition. High altitude forces the heart to work harder, where a healthy heart can respond to the demands, if you have a history of heart disease, heart failure or valve disease your heart may struggle to cope. If you are in a location 2000m or more above sea level you should expect to find physical activity more difficult.
Organise your medication
- Make sure you have adequate supplies of prescribed medication, and extra in case you lose any. Make sure all heart medication is clearly labelled. Take a list of your heart medications and their dosages.
Medical history/info
- Carry a copy of this with you as well as phone numbers for your doctors/family members. Carry contact numbers and website addresses for pacemaker and ICD manufacturers and local representatives in the country you are visiting.
Be prepared when flying
- Thrombosis, or the formation of a blood clot in the veins of the leg, pelvis, or arms is a risk here. Sitting long hours, dehydration, and the lower oxygen levels in a plane cabin can all predispose a person to blood clots. Data has consistently shown that flights greater than eight hours pose the greatest risks.
- Travellers over 50 years old or those under 50 with one or more risk factors for deep venous thrombosis (such as obesity, large varicose veins, congestive heart failure, pregnancy, recent major surgery, use of hormone replacement therapy, or oral contraceptives) should wear below-the-knee compression stockings (20 Hg-30 Hg) when travelling on a plane for more than eight hours or 3,100 miles.
- Try and confirm aisle seating if you are at risk for deep venous thrombosis this will allow you to enter and exit your seat, walk around, and stretch your legs without disrupting other passengers.
- Avoid alcoholic beverages onboard and remain well hydrated.
Spa facilities
- It is generally not advisable to use spa facilities e.g. saunas, Jacuzzis or steam rooms if you have high blood pressure, angina, have had a heart attack or have any other heart condition.
Being covered is as easy as 1, 2, 3
Get your quote in seconds
Provide your personal details and information about your holiday plans
Select and tailor your cover
Now all you need to do is to choose the level of cover that best suits your needs
Buy your cover and relax
Purchase your cover and you’re ready to go – we’ll take care of the rest!
We’re here to help
Emergency assistance 24/7
Find out what to do if you need emergency medical assistance when on holiday.
Need to make a claim?
Find out what to do if you need to make a claim under your Travel Insurance policy.
Product Disclosure Statement
Find out all the cover details of the different policies.