Asthma Travel Insurance

It’s essential to declare your asthma when completing your quote so that you’re covered for any asthma-related complications you could potentially have while you’re away.

As part of our medical screening process, you’ll be asked to provide information about your previous and current state of health. There are a few easy-to-answer questions about your personal details and then you move on to the pre-existing medical conditions section where you answer questions on recurring illnesses, ongoing or lifelong conditions, previous surgeries and any conditions you’re currently living with.

This information will then be used to determine your premium (the amount of money you pay for your insurance). Our bespoke system then generates a quote that will give you a price based on your review.

Questions you’ll be asked if you have mild asthma:

• Have you ever had a diagnosis made of COPD (e.g. chronic bronchitis or emphysema)?
• How old were you when asthma was diagnosed?
• How many medicines are prescribed for your asthma (count each inhaler as one medicine)?
• Do you use nebulisers as part of routine maintenance of asthma?
• How many hospital admissions have you had for asthma in the last year?
• Have you ever been prescribed oxygen other than when you are in hospital?
• Have you ever been a smoker?

‍Questions you’ll be asked if you have Cardiac asthma:

• When did your symptoms start? (e.g. breathlessness or ankle swelling)
• How many medicines do you take for this condition?
• How short of breath do you get when you are walking on the flat?
• Can you lie down flat without becoming short of breath?
• How many unplanned hospital visits have you had for this condition in the last 12 months?
• Have you ever been prescribed oxygen other than when you are in hospital?
• Have you ever been a smoker?
• Have you ever had angina or a heart attack, or been told that your coronary arteries are narrowed?