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Travel Insurance for People experiencing High Blood Pressure
Please read the Target Market Determination and Product Disclosure Statement
- No upper age limit
- Over 1,300 medical conditions covered
- Unlimited medical emergency expenses cover available with 24/7 emergency medical helpline
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Why do you need Travel Insurance if you experience high blood pressure?
While you are on holiday, you may need treatment related to your condition, or medical assistance with sudden events or injuries. With AllClear’s Travel Insurance, you have compensation for your medical costs while you’re travelling, including for hospital fees or treatment if you experience high blood pressure.
Reasons to get AllClear’s high blood pressure cover include:
- Travel with more confidence: In addition to managing your high blood pressure, you may encounter other accidents or incidents while travelling. With AllClear’s Travel Insurance policies, you can confidently enjoy your holiday without stressing about medical costs.
- Overseas medical fees: The cost of medical treatment around the world can vary. With Travel Insurance, you can receive compensation for the cost of hospital fees, medication, and repatriation, subject to our terms and conditions.
- Trip cancellations: If your condition or other circumstances force you to delay or cancel your trip, we can cover the cost of unused flights and accommodation.
- Natural disasters: Floods, typhoons and similar events are a potential risk while travelling. If it is included in your policy, we can cover cancellations or delays caused by natural disasters, if your holiday provider does not offer an alternative.
This is general advice only. Please read our Product Disclosure Statement (PDS) and Target Market Determination (TMD) to make sure this cover is right for you.
Why choose AllClear Travel Insurance if you experience high blood pressure?
At AllClear, we want to help as many people as we can enjoy an incredible holiday, no matter what medical conditions they are living with. That’s why our policies are tailored to the needs of senior travellers and those living with pre-existing medical conditions such as high blood pressure. Our comprehensive cover includes:
- No upper age limits
- Cover for over 1,300 pre-existing medical conditions
- Unlimited medical cover and a 24/7 medical emergency helpline
- Covered over 3.5M people worldwide since 2000
- 94% of customers rate us as ‘Great’ or ‘Excellent’1
- 98% would recommend us to family and friends2
Disclosing pre-existing medical conditions
How to declare high blood pressure with AllClear
When you are choosing your policy, you must take reasonable care to declare any pre-existing conditions, including high blood pressure, as part of our medical screening process. You can do this with us either over the phone or online.
Some questions we may ask during your medical assessment include:
- What was your age when you were diagnosed?
- Are you currently undergoing treatment, or are you planning to?
- Have you ever had an unexpected hospital admission?
- Have you had any surgery or outpatient/inpatient treatments?
- Have you had any referrals or investigations related to your health?
It is very important that you declare any pre-existing medical condition, not just the ones related to high blood pressure. Your answers should be honest and accurate. If you fail to do so, your policy may be invalidated, and you will be left to cover overseas medical costs on your own.
What conditions don’t need to be declared?
You don’t need to declare if you have a cold or flu that doesn't need prescribed medication or a doctor's appointment. You also don’t have to declare any prescribed contraceptives or a complication-free pregnancy.
Multi-Award Winning Travel Insurance
We're proud of our multiple awards, recognising AllClear as a trusted Travel Insurance provider.
Winner: 2025 Mozo Experts Choice Exceptional Value Cruise Travel Insurance
Winner: 2025 WeMoney Awards Best for Seniors Travel Insurance
Winner: WeMoney Awards 2025 Best for Specialist Cover
Finalist: Best for Quality Travel Insurance WeMoney Awards 2025
Levels of Travel Insurance cover
We offer three levels of cover: Gold Plus, Gold and Traveller. The Traveller product is only available for Single Trip policies. This is general advice only. Please read our Product Disclosure Statement (PDS) and Target Market Determination (TMD) to make sure this cover is right for you.
What does AllClear’s Travel Insurance cover?
With AllClear’s Travel Insurance policies for people living with high blood pressure, you are covered for unexpected overseas medical treatment, trip delays or cancellations.
What's covered?
Cover for essential medications, diagnostic tests, and medical procedures needed to manage illnesses or injuries while you're overseas. Your Travel Insurance may also cover the cost of returning you to Australia if medically necessary.
If unforeseen events force you to cancel your holiday before you depart, Travel Insurance can help reimburse prepaid costs like airfares and accommodation.
Provides cover if an emergency means you need to head home sooner than expected, helping to recover some of your unused travel expenses.
If your flight is delayed, your policy may cover extra costs such as meals, transport, or alternative accommodation.
Personal items and luggage are covered if they’re lost, stolen or accidentally damaged during your travels.
Depending on your level of cover, your insurance policy may help with legal fees if you need to pursue compensation for an incident that happens while you’re away.
We don’t set an upper age limit on our Travel Insurance policies, so you're welcome to apply no matter your age.
What’s not covered?
For most claims, you may not be reimbursed if the amount is less than your policy’s nominated excess.
Your cover only applies to the specific region you selected when you took out your policy, whether that’s within Australia or for travel overseas. Venturing outside that area means you’re not covered.
If you try to claim something you already knew about before purchasing your policy or booking your trip, it’s unlikely to be accepted.
To make sure your medical needs are covered, it’s important to declare all relevant health issues when you take out your Travel Insurance. If treatment is needed for a condition you didn’t disclose, your policy may not cover it.
If you simply decide not to go, you generally won’t be able to claim. Cancellation benefits only apply if the reason meets the specific criteria outlined in your policy wording.
This is general advice only. Please read our Product Disclosure Statement (PDS) and Target Market Determination (TMD) to make sure this cover is right for you.
How to find Travel Insurance for travelling with high blood pressure
We have a versatile selection of policies to accommodate your high blood pressure and travel regularity.
Annual Multi-trip Travel Insurance
If you travel more than once every year, then consider using our Annual Multi-trip Travel Insurance for your holiday. We’ll cover you for all the trips you make in a 12-month period.
Single Trip Travel Insurance
If you only travel once a year, then our Single Trip Travel Insurance could be the best choice for you. Enjoy your holiday without stressing about medical fees.
Tailor your Travel Insurance for peace of mind
Craft your own Travel Insurance policy with the most fitting additional cover for you:
Pre-existing Medical Conditions
Cover for over 1,300 medical conditions.
Cruise Travel Insurance
Cover for missed ports and cabin confinement.
Seniors Travel Insurance
Our Travel Insurance policy has no upper age limit.
Destinations covered by Travel Insurance for high blood pressure
The following destinations are covered by AllClear’s Travel Insurance for high blood pressure.
Get your Travel Insurance quote
Travel with confidence
Cover for outdoor adventures
Looking to sunbathe on the Anse Source d’Argent? There are hundreds of beautiful beaches, forests and jungles to experience on your holiday.
With AllClear’s Travel Insurance, you can enjoy a beachside stroll or a day out windsurfing without stressing about hospital fees if you are injured. If the activity was covered in your policy, AllClear can compensate for the cost of medical treatment you may incur while playing a specific sport or other activity.
Activities covered include:
- Hiking (on recognised routes, up to 3,000 metres)
- Cycling (excluding BMX and mountain biking)
- Kayaking (in calm waters)
- Snorkelling (to 10 metres deep)
- Scuba diving (to 30 metres deep)
- Skiing (where the appropriate winter sports premium has been paid)
- And more
Going on a road trip? With AllClear, you can also have cover for rental car insurance excess (subject to the appropriate premium being paid and shown on your Policy). We can cover you if your hired vehicle is damaged, stolen or involved in an accident during your hiring period.
For more information about our outdoor activities policy, please see our PDS.
Get covered for emergency medical expenses
No matter where you are going on holiday, you are sure to make incredible memories and have unforgettable experiences. However, there are potential risks you may run into while travelling. With AllClear, you are covered for emergency medical costs worldwide.
Some countries have a Reciprocal Health Care Agreement (RHCA) with Australia. With an RHCA, some medical expenses can be covered by that country's medical system. However, even in an RHCA nation, you can still benefit from Travel Insurance to make sure you are covered for specialist care you may need for your high blood pressure.
Without an RHCA or Travel Insurance, receiving medical treatment overseas can become costly, with travellers often required to pay the full cost of care upfront. In Vietnam, the cost of a heart transplant can reach up to $150,000. For travellers without any medical cover, these medical expenses could become significant.
By using AllClear’s Travel Insurance, you are covered for medical costs while overseas. Relax and enjoy your holiday knowing you can be compensated if an incident occurs.
Our policies also include a 24/7 emergency helpline, so you can get the help you need no matter where you are.
For more details on medical cover and exclusions, please see our PDS.
What may affect the cost of Travel Insurance for people who experience high blood pressure?
The exact price of Travel Insurance for high blood pressure can change depending on several factors, such as:
- The cause of your high blood pressure: Exactly what is causing your high blood pressure may affect the price of your premium. This is due to the conditions increasing the likelihood of you needing medical attention while overseas.
- Other pre-existing medical conditions: Any pre-existing medical conditions you are living with in addition to your high blood pressure could also increase the cost of your policy.
- Trip length: The longer you are overseas, the more time there is for an incident to happen. This may increase the price of your overall policy.
- Destination: Some locations you may be visiting have a higher risk potential than others. Depending on your exact destination, the overall cost of your premium may increase.
- Additional extras: Adding any additional policies or details, such as cruise cover, will increase the final price of your Travel Insurance.
Travelling companion cancellation cover
AllClear also offers cover for your travelling companions. If you're unable to take your trip or need to come home early due to a pre-existing condition related to high blood pressure, we can also cover your travel companion’s expenses alongside your own.
Companion cover can include:
- Reimbursement for deposits lost on unused accommodation, flights, or pre-booked activities if your trip is cancelled before departure due to a pre-existing medical issue.
- Compensation for the unused portion of your companion’s trip if your travels are cut short because of your pre-existing medical conditions.
At AllClear, we’re committed to helping you and your travel companions feel more secure while away. For full details, please refer to our PDS.
Tips for travelling with high blood pressure
Any good trip takes a bit of preparation. Here are some general travelling tips for having a safe and fun holiday:
- Travel Insurance: You should consider purchasing Travel Insurance before you leave, you can relax and enjoy your trip more. Be sure you’ve checked exactly what your policy covers you for, and any relevant conditions you need to follow.
- Talk to your doctor: Before you leave, consult with your medical practitioner to make sure you’re fit to travel. During your consultation, remember to check how to manage your high blood pressure and if there are any activities you should avoid.
- Scammers and pickpockets: Scammers and pickpockets are a potential risk in major tourist zones like big cities or famous attractions. Keep your personal belongings close when you are in public areas, and look up the most common scams of your destination before you leave.
- Medication: Keep any prescribed blood pressure medication on hand while you’re travelling. Before leaving, you should also check if your medication is legal at your destination, and if there are alternatives available if it is.
- Stay healthy: Be sure to look for any available information on your travel destination and how to manage travelling with high blood pressure. By checking the Australian Government's Smartraveller website before you leave, you can stay informed about your destination.
- Emergency numbers: You can stay a bit safer by carrying a list of emergency contact numbers with you, including family members or your health professionals’ information. You should also look up the emergency numbers for the police, fire service and ambulance at your destinations, as well as the number of the Australian embassy.
Our experts say
“Living with high blood pressure doesn’t have to keep you from having the holiday of your dreams. Consider AllClear Travel Insurance to enjoy an incredible journey with less stress about potential medical costs related to your hypertension. With a versatile offering of policies tailored to your holiday needs, you can enjoy a holiday with full cover for a wide variety of activities and medical treatments.”
What our customers say
“Multiple health issues covered at a reasonable price. Insurance application questions required careful consideration to ensure they were accurately answered and took some time. There were a number of cover options to choose from to fit personal needs and financial situations.”
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Travel Insurance for people with high blood pressure FAQs
Do I need to declare high blood pressure when buying Travel Insurance?
Yes, you must declare all medical conditions during our screening process, including high blood pressure. If you do not declare your conditions, we may not be able to approve your claims, or your cover may be void.
If you are waiting on a diagnosis related to high blood pressure, you must still declare it to ensure we can offer comprehensive cover related to your condition.
Is high blood pressure classified as a medical condition?
Yes, high blood pressure, including when it is called hypertension, is classified as a long-term medical condition.
Please be sure to declare if you have high blood pressure during your initial screening call. Otherwise, we may not be able to cover high blood pressure-related treatment.
Can high blood pressure affect a Annual Multi-trip Travel Insurance policy?
Any medical conditions you’ve declared, including high blood pressure, may affect the cost of your premium, including for Annual Multi-trip Travel Insurance. This is because the condition may increase the likelihood of needing treatment while overseas.
What is the highest blood pressure you can fly with?
There isn’t an exact blood pressure limit for flying. Please consult with your doctor before you fly to determine if you are fit to travel, especially if your readings are consistently over 140/90 mmHg.
Does taking blood pressure tablets affect Travel Insurance?
Any medication you are taking typically does not affect your Travel Insurance policy. However, any medication you are taking, including blood pressure tablets, needs to be declared as part of your initial screening process.
What does Travel Insurance not cover?
Most standard Travel Insurance policies don’t automatically include cover for pre-existing medical conditions. To be properly covered for these, you’ll likely need a specialised Travel Insurance policy that specifically caters to your medical needs.
Travel Insurance may also exclude claims that arise from:
- Risky or reckless behaviour
- Situations or incidents you were already aware of before buying your policy
It’s important to read the Product Disclosure Statement (PDS) and check the eligibility requirements before you head off. This will give you a better idea of what your policy includes and what it doesn’t.
We’re here to help
Emergency assistance 24/7
Find out what to do if you need emergency medical assistance when on holiday.
Need to make a claim?
Find out what to do if you need to make a claim under your Travel Insurance policy.
Product Disclosure Statement
Find out all the cover details of the different policies.
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- Based on 1,718 Trustpilot responses as of March 2025.
- Based on AllClear’s Post Purchase survey, 308 responses, correct as of 07/05/2025.