Travel Insurance for Fiji

Getting emergency medical treatment in Fiji can be highly expensive. That's why you need comprehensive Travel Insurance cover for any medical conditions you live with.

We offer cover for over 1,300 pre-existing medical conditions, allowing us to help more people get the cover they need to explore Fiji and beyond. Best of all, we make it easy to declare your conditions online or over the phone.

Some major conditions we cover include:

Fiji is a phenomenal location to explore. To really experience what this island nation has to offer, there's a wide range of outdoor activities for you to enjoy.

Whether you're surfing on Tavarua Island or snorkelling on the Coral Coast, you can rest assured knowing you're covered if things go wrong. For a full list of all activities we offer cover for in Fiji, please refer to our product disclosure statement.

Some activities you might participate in that we offer cover for include:

• Hiking
• Sailing
• Scuba diving (up to 30 metres)
• Snorkelling
• Surfing
• Ziplines

Our policy also includes cover for your rental car insurance excess if your rental vehicle is involved in an accident while you’re driving. You’re also covered if the vehicle is stolen or damaged while in your custody.

It isn't hard to see why Fiji is such a popular destination when it comes to cruises. You can enjoy your time on the crystal-clear waters of Fiji with AllClear's Cruise Travel Insurance.

We provide cover for:

• Cabin confinement if you are required to stay in your room due to illness. 
• Missed ports if the total number of docked ports is fewer than the number scheduled on your cruise itinerary.
• Medical emergencies you may experience on a cruise due to your pre-existing conditions or covered events.

We ensure your Fijian cruise offers the complete relaxation you deserve.

AllClear offers cover for medical emergency expenses you may incur in Fiji. This includes necessary treatment for your declared pre-existing medical conditions.

Fiji does not have a Reciprocal Health Care Agreement with Australia (Source: Australian Government, accessed 05 Nov 25). That means that when you face medical expenses in Fiji, your Travel Insurance is often the only form of financial assistance you'll be able to receive.

Without insurance, you could face extreme costs for medical care in Fiji. For example, Pacific Specialist Healthcare charges around $19,000 for certain heart surgeries (accessed 05 Nov 25). If you require certain emergency treatment in Fiji, the costs can be significant without the right Travel Insurance in place.

With comprehensive cover from AllClear, you can truly relax on your beachside getaway. We even cover medical evacuation and repatriation to bring you back home safely.

We also offer a 24/7 overseas emergency helpline open to help you find the urgent medical care you need at any time.

To make sure you enjoy a completely safe and relaxing time in Fiji, keep the following tips in mind:

• Natural disasters: Fiji is prone to natural disasters, including cyclones. Refer to the Smartraveller website and local resources so you're prepared.
• Scams and pickpockets: Like any tourist hotspot, you may encounter scams and pickpocketing in Fiji. Keep your wits about you and stay alert, especially in urban areas like Suva.
• Wildlife: There are a range of animals to keep in mind when travelling Fiji, such as box jellyfish. You may also encounter disease-carrying mosquitos in Fiji, so use insect repellent and wear long-sleeve clothing.
• Network connectivity: Some areas of Fiji are extremely remote and have very limited network connectivity. Plan ahead to avoid getting lost, and keep in mind that reaching help may be difficult in some places.

Day-to-day life in Fiji can be very different to Australia. Here are some customs to keep in mind while travelling:

• Modest dress: Dressing modestly is considered important in Fiji, especially outside of tourist areas. It's a good idea to cover your knees and shoulders.
• Shoe removal: In a Fijian village, it's customary to remove your shoes before entering any building. This is an important sign of respect.
• Hats and sunglasses: When walking around a village, you should remove hats and sunglasses out of respect for the village chief.
• Sundays: Sundays are a sacred day for many Fijians. Village tours typically won't take place on Sundays, and many businesses could be closed.

Here are a few things to do to ensure your trip to Fiji goes off without a hitch:

• Travel Insurance: Before leaving for Fiji, make sure you have comprehensive Travel Insurance, with cover for any pre-existing medical conditions you live with.
• Vaccination advice: Numerous mosquito-borne diseases are present in Fiji, including dengue. Before travelling to Fiji, get vaccination advice from your doctor to ensure you're protected.
• Entry requirements: Australians travelling to Fiji can generally get a visa on arrival (Source: Smartraveller, accessed 05 Nov 25). However, if you have a criminal record, you may be denied entry. To get a visa on arrival, you must show proof of booked accommodation and a return ticket.
• Cash: In some parts of Fiji, especially remote areas, it's a great idea to carry a sufficient amount of cash, as card payments may not be accepted.
• Emergency contacts: In Fiji, you can contact the police with the number 917. Use 911 for fire and medical emergencies. Make sure to get all the information you need about the Australian High Commission in Fiji in the event of an emergency.

Here are some of the top destinations to check out within Fiji:

• Mamanuca Islands: The Mamanuca Islands are some of the most picturesque in all of Fiji. They are the ideal location to get your fill of snorkelling, scuba diving and surfing.
• Yasawa Islands: Take a trip to the Yasawa Islands and explore locations like the famous Sawa-i-Lau Caves.
• Garden of the Sleeping Giant: These stunning botanical gardens are the perfect location for a relaxing day soaking in the tranquil nature of Fiji.
• Great Astrolabe Reef: Located on the island of Kadavu, this astonishing reef is home to marine species including tuna, marlin and sharks. It's one of the best examples of Fiji's aquatic beauty.