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Senior Travel Insurance
Please read the Target Market Determination and Product Disclosure Statement
- Unlimited medical emergency expenses cover with 24/7 emergency medical helpline
- Unlimited cancellation cover available
- No upper age limit
What is Seniors Travel Insurance and why do you need it?
Seniors Travel Insurance provides essential cover for older travellers, offering protection against unexpected events on your holiday, such as medical emergencies, trip cancellations, or lost baggage. Travel Insurance is crucial, as it covers you for potential risks while travelling.
With international Travel Insurance for seniors, you can enjoy your travels with the confidence that you're protected.
- The Australian Bureau of Statistics found that 86.6% of Australians aged 65 or older have at least one long-term health condition.
- Even though many older travellers have medical conditions, finding comprehensive Travel Insurance can be difficult.
- At AllClear, we believe travel shouldn't be restricted by age. No one likes to imagine things going wrong on holiday, but if the unexpected happens, AllClear’s Senior Travel Insurance can cover you when you are overseas.
With Seniors Travel Insurance, you can enjoy your travels with confidence that you're protected. This is general advice only. Please read our Product Disclosure Statement (PDS) and Target Market Determination (TMD) to make sure this cover is right for you.
What does AllClear’s Senior Travel Insurance cover?
Our holiday insurance for seniors protects you against potential disruptions or unexpected events while you’re travelling the world. This is important, as seniors may have unique health needs, need flexible travel plans, and need require comprehensive cover. With tailored policies for medical emergencies, cancellations, and more, you can explore the world with confidence.
What's covered?
Cover for tests, treatments, and procedures for illness or injury while travelling, including flights to return home.
Protects flight and hotel costs if you need to cancel your trip due to specific unforeseen events before departure.
Cover for emergencies that force you to return home early.
Insures your baggage and its contents against loss or theft.
Compensation for extra costs if your flight is delayed.
Cover for legal costs to claim compensation for incidents during your trip.
Our Seniors Travel Insurance policies have no upper age limit. We believe everyone deserves to enjoy a holiday with the right cover, regardless of age.
What’s not covered?
Any claims that fall below the excess amount stated in your policy will not be covered.
If you travel outside your chosen region, your policy won’t cover you. However, you can contact us to upgrade your cover at any time if your plans change.
We provide cover for medical emergencies only when pre-existing conditions are declared, and any additional premium is paid. Seniors should ensure they declare all conditions to receive the proper cover.
Cancellation cover only applies if the reason is included in the policy terms.
This is general advice only. Please read our Product Disclosure Statement (PDS) and Target Market Determination (TMD) to make sure this cover is right for you.
Levels of Travel Insurance cover
We offer three levels of cover: Gold Plus, Gold and Traveller. The Traveller product is only available for Single Trip policies. This is general advice only. Please read our Product Disclosure Statement (PDS) and Target Market Determination (TMD) to make sure this cover is right for you.
Travel Insurance for all ages
At AllClear, we believe that age shouldn't be a barrier to your next adventure. That's why we offer Travel Insurance with no upper age limit. Whether you're over 50, 60, 70, or beyond, our policies are designed to provide you with peace of mind.
We cater to the specific needs of senior travellers, covering everything from medical emergencies to trip cancellations. No matter your age or medical history, we ensure that your travel experience is safe and stress-free.
You can find out more about our age-specific travel insurance:
Why choose
AllClear Travel Insurance?
94%
of reviews rate us Excellent or Great. Based on 1900+ Trustpilot reviews, July 2025
98%
of customers would recommend AllClear to family and friends. Based on AllClear’s post purchase survey, 373 responses, correct as of 29/05/25
99%+
of customers would consider buying from us again. Based on AllClear’s post purchase survey, 373 responses, correct as of 29/05/25
Tailored Travel Insurance for every journey
Rest easy knowing your travels are protected with cover that fits your needs, whether it's a single trip or multiple adventures.
Annual Multi-trip Travel Insurance
Ideal for frequent travellers. This policy can cover all your trips within a year and can save money compared to buying separate policies for each trip.
Single Trip Travel Insurance
Covering you for one trip, whether a weekend break or a month-long getaway, with Single trip Travel Insurance.
Customise your Travel Insurance for peace of mind
View our add-ons that can enhance your cover.
Tailor your policy now so you're protected on your next adventure.
Cruise Travel Insurance
Going on a voyage? Get award-winning Cruise Travel Insurance for your next trip.
Adjust your excess
You can choose to pay zero excess in the event of a claim or pay double excess, with a reduced premium.
Travelling Companion
Protect your friends and family if they can’t travel due to your medical conditions.
Winter sports
Cover for your winter sports, whether snowboarding, skiing or sledding.
Golf
Cover for your golfing equipment, green fees and more
Tailor your Travel Insurance for your needs
With comprehensive Travel Insurance, you can relax, knowing that your holidays are protected against the unexpected.
Pre-existing Medical Conditions
Provides cover for people with pre-existing conditions.
Cruise Travel Insurance
Covers medical emergencies, trip cancellations, and lost luggage on a cruise.
Cancellation Cover
Take out cancellation cover early to protect your expenses on transport, accommodation, package holidays, and enjoy peace of mind when travelling.
Destinations covered in Seniors Travel Insurance
Our overseas Travel Insurance for seniors covers a wide range of destinations, including popular spots such as Bali, the USA, Japan, and other destinations across Europe.
Europe
Exploring Europe? Make sure you’re covered, whether visiting a single country or multiple destinations across the continent.
Worldwide
Going on a global adventure? Get comprehensive cover wherever your travels lead, for worry-free experiences abroad.
Domestic
Travelling within Australia? Stay protected from unexpected events like trip cancellations or lost belongings on your local journeys.
Seniors travel insurance with pre-existing medical conditions
AllClear specialises in travel insurance for seniors with pre-existing medical conditions. We cover over 1,300 conditions, helping you find a policy tailored to your needs.
Simply declare your medical conditions through our screening process, online or over the phone, when choosing your policy.
Here are some of the main conditions we can cover:
Being covered is as easy as 1, 2, 3
Get your quote in seconds
Provide your personal details and information about your holiday plans
Select and tailor your cover
Now all you need to do is to choose the level of cover that best suits your needs
Buy your cover and relax
Purchase your cover and you’re ready to go – we’ll take care of the rest!
Our experts say
"With no upper age limit and over 1,300 conditions covered, AllClear caters exceptionally well to older travellers. Their strong emphasis on medical emergencies, cancellations, and 20 years of proven expertise make them a reliable choice. It’s no wonder customer satisfaction is at 94%, setting the benchmark for value and quality in travel insurance."
What our customers say
"My wife and I phoned the AllClear Call Centre for assistance when declaring our pre-existing medical conditions and other related issues in support of our travel insurance applications. The consultant we encountered was Wes who subsequently provided us with exceptional service. Wes was very courteous, knowledgeable and patiently answered all our queries regarding the various products available. We were seriously impressed that he took the time to explain the various options we needed to consider when making our final decision. He undertook to give us a call back in a few days without applying any pressure to commit to a policy on the spot. We would definitely recommend AllClear to senior travellers and especially those with pre-existing medical conditions!”
see full reviewFAQs
What makes AllClear the best Travel Insurance for Seniors?
AllClear provides top travel insurance for seniors with no upper age limit, offering comprehensive cover tailored to the unique needs of elderly travellers. With support for over 1,300 pre-existing conditions and protection for medical emergencies and cancellations.
Is there an age limit for Seniors Travel Insurance?
No, AllClear offers travel insurance for senior citizens with no upper age limit.
How much does Travel Insurance cost for seniors?
The cost of travel insurance for seniors varies depending on factors like the length of your trip, your destination, and any pre-existing medical conditions.
Is your medication covered if it's lost or stolen?
Yes, with AllClear’s travel insurance, your medication is covered if it's lost or stolen. Our policies ensure you have access to essential prescriptions, providing peace of mind if unexpected events occur during your trip.
Should you get a Single Trip or Annual Multi-trip policy?
If you’re travelling once, a single trip policy is ideal. For frequent travellers, an Annual Multi-trip policy offers better value and continuous cover, protecting you across multiple trips throughout the year.
You want to travel with your family, friends. Can they join the same policy as you?
Yes, your family or friends can join the same policy as you. AllClear’s policies ensure everyone in your group is covered under one plan, offering convenience and protection during your travels together.
We’re here to help
Emergency assistance 24/7
Find out what to do if you need emergency medical assistance when on holiday.
Need to make a claim?
Find out what to do if you need to make a claim under your Travel Insurance policy.
Product Disclosure Statement
Find out all the cover details of the different policies.
Get your Travel Insurance quote
Travel with confidence
